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Exclusions read like a list of ways to be refused. Most of them exist because the risk they name behaves in a way ordinary insurance cannot absorb.
Continue reading Seven exclusions in a homeowners policy, and the reason each one ended up there
These are the maintenance tasks with the widest gap between what they cost to do and what they cost to skip. Ranked by how fast the gap opens.
Continue reading Seven jobs that cost an hour now and four figures later, in order of urgency
Worker classification is decided by how the relationship actually works, not by what either party agreed to call it. Several agencies get a vote.
Continue reading Calling someone a contractor does not make them one. Who decides, and on what
A probationary period that nobody manages is just ninety days of hoping. It is meant to be a structure with dates on it, and it runs in two directions.
Continue reading Ninety days to decide, on both sides. How a probation period should actually run