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Exclusions read like a list of ways to be refused. Most of them exist because the risk they name behaves in a way ordinary insurance cannot absorb.
Continue reading Seven exclusions in a homeowners policy, and the reason each one ended up there
Worker classification is decided by how the relationship actually works, not by what either party agreed to call it. Several agencies get a vote.
Continue reading Calling someone a contractor does not make them one. Who decides, and on what
Most questions families get stuck on about school have a person whose actual job is answering them. The difficulty is knowing which person, and how to ask.
Continue reading Four people who can answer the question you are stuck on, and how to ask
A job posting that attracts forty applicants and yields nobody hireable has done its job badly. The point is filtering, not volume.
Continue reading Hiring your first employee? Write the posting so the wrong people opt out