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An exclusion is a maintenance instruction written years before the claim. Five things to check in the form your insurer filed, and what each one asks you to do now.
Continue reading Five Checks on an Exclusion Clause That Change What You Repair, Not Just What Pays
Winter fingers, holiday bench queues and the stamp inside the shank all change what a jewelry repair costs and what protections apply when you hand the piece over.
A document missing at the filing deadline has three possible responses, and the one most people choose is usually the most expensive of the three.
Continue reading Extension, Rush, or Amend Later: Three Answers to a Form That Has Not Arrived
The line between storm damage and an old roof decides most residential property claims, and it is decided on paper rather than on the roof itself.
Continue reading A Roof Claim Denied as Wear and Tear Reopened on the Strength of Three Documents
A claim is not free even when it is paid. The question is whether the payment exceeds what filing costs across the next several renewals.
Continue reading Is This Claim Worth Filing, or Cheaper to Pay Yourself and Forget?
Nobody is withholding anything on your behalf anymore, and the bill arrives on a schedule that has nothing to do with the way the money came in.
Continue reading First Year Working for Yourself? Set the Tax Aside Before You Spend the Money