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Hourly pay rewards presence, salary rewards availability, and paying by the job rewards speed. Owners writing rules to correct behavior are usually correcting their own incentive.
Continue reading How Does the Way You Pay People Change the Way They Actually Work?
The order matters considerably more than the effort, and two of the steps take under a minute each. Almost all of the eventual cost is set before lunchtime.
Continue reading Water Is Coming In Right Now and the First Two Hours Decide Most of the Cost
An adjuster applies a policy to a set of facts. Most claim disputes come down to whose description of those facts was written down first and in more detail.
Continue reading Not Your Enemy and Not Your Advocate: How to Work With a Claims Adjuster
Exclusions read like a list of ways to be turned down. Most of them exist because the risk they name behaves in a way ordinary insurance cannot absorb.
All three feel like costs of earning a living, because they are, and all three are generally not deductible. One piece of reasoning explains every one of them.
Continue reading Commuting, Lunch, and Work Clothes Are the Three Costs People Assume Are Deductible
These are the maintenance tasks with the widest gap between what they cost to do and what they cost to skip, ranked by how quickly that gap opens.
Continue reading An Hour Now Against Four Figures Later: The Household Jobs Worth Doing First