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A document that has not arrived by the filing deadline has three possible answers, and the one most people pick is usually the most expensive of the three.
Continue reading Extension, rush the deadline, or amend later. Three ways to handle a missing form
The line between storm damage and an old roof is where most residential property claims are actually decided, and it is decided on paper rather than on the roof.
Continue reading A roof claim denied as wear and tear, and the three documents that reopened it
A claim is not free even when it is paid. The question is whether the payment exceeds what filing costs you across the next several renewals.
Continue reading Should you file this claim? The arithmetic that decides it before you call
Nobody is withholding anything on your behalf anymore, and the bill arrives on a schedule that does not match the way the money came in.
Continue reading Your first year self employed? Set aside the tax before you spend the money
Exclusions read like a list of ways to be refused. Most of them exist because the risk they name behaves in a way ordinary insurance cannot absorb.
Continue reading Seven exclusions in a homeowners policy, and the reason each one ended up there
These three come up in nearly every conversation about business expenses, and the general answer to all of them is no, with narrow and specific exceptions.
Continue reading Commuting, lunch, and work clothes. The three costs people assume are deductible