A document that has not arrived by the filing deadline has three possible answers, and the one most people pick is usually the most expensive of the three.
The line between storm damage and an old roof is where most residential property claims are actually decided, and it is decided on paper rather than on the roof.
An adjuster is applying a policy to a set of facts. Most claim disputes come down to whose description of the facts was written down first and in more detail.
The first meeting with a preparer is a two way interview and most people treat it as an application. The questions below take twenty minutes and settle it.