The line between storm damage and an old roof is where most residential property claims are actually decided, and it is decided on paper rather than on the roof.
Spring brings the largest volume of home improvement work and the largest volume of disputes about it. Several of the useful remedies cost nothing at all.
Legal work is priced three ways and the quote you receive tells you what kind of problem the attorney thinks you have. That is useful information by itself.
Federal tax gets the attention and state and local obligations produce most of the surprises, because there is no single rulebook and nobody sends you one.