A brown ring on a bedroom ceiling produced two very different inspection write-ups, and the difference decided whether the buyer could negotiate at all.
Contingency fees sound standard until you read what the percentage is multiplied by. Gross or net, costs before or after, and how the rule changes by state.
The order matters considerably more than the effort, and two of the steps take under a minute each. Almost all of the eventual cost is set before lunchtime.
An adjuster applies a policy to a set of facts. Most claim disputes come down to whose description of those facts was written down first and in more detail.
A complaint lands in a queue in front of somebody with a script and limited authority. Knowing what that person can and cannot do changes how you write it.