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Contingency fees sound standard until you read what the percentage is multiplied by. Gross or net, costs before or after, and how the rule changes by state.
Continue reading Is the Fee a Third of the Check or a Third of What's Left? The Line That Decides
An exclusion is a maintenance instruction written years before the claim. Five things to check in the form your insurer filed, and what each one asks you to do now.
Continue reading Five Checks on an Exclusion Clause That Change What You Repair, Not Just What Pays
A first consultation on an abuse claim is usually free, but the preparation still costs you something. Here is what to assemble, what it takes, and what drives the money later.
Continue reading Before You Call About an Abuse Claim, Two Evenings of Prep Change the First Meeting
A summary statement, an itemized statement and an explanation of benefits are not versions of the same page. Here is what each one can prove, and which to request first.
Continue reading First Hospital Bill? Three Documents That Look Alike and Answer Different Questions
Three ways to end a disagreement over a modest amount, costed properly. The one people dismiss out of hand is sometimes the correct answer.
Continue reading Small Claims, Mediation, or Writing It Off: Three Endings Priced Honestly
The line between storm damage and an old roof decides most residential property claims, and it is decided on paper rather than on the roof itself.
Continue reading A Roof Claim Denied as Wear and Tear Reopened on the Strength of Three Documents