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Every pay structure rewards something. Choosing one without noticing what it rewards produces behavior the owner then tries to correct with rules.
Continue reading Hourly, salary, or by the job. How you pay people changes how they work
A document that has not arrived by the filing deadline has three possible answers, and the one most people pick is usually the most expensive of the three.
Continue reading Extension, rush the deadline, or amend later. Three ways to handle a missing form
The most expensive fraud a household is likely to encounter arrives as a routine message from a person they have been corresponding with for weeks.
Continue reading The email that changes the wiring instructions, and why it arrives on closing day
The first two hours decide most of what this costs. The order matters more than the effort, and two of the ten steps take under a minute each.
Continue reading Water is coming in right now. Ten things to do, in the order they matter
Nobody is withholding anything on your behalf anymore, and the bill arrives on a schedule that does not match the way the money came in.
Continue reading Your first year self employed? Set aside the tax before you spend the money
Exclusions read like a list of ways to be refused. Most of them exist because the risk they name behaves in a way ordinary insurance cannot absorb.
Continue reading Seven exclusions in a homeowners policy, and the reason each one ended up there