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A document missing at the filing deadline has three possible responses, and the one most people choose is usually the most expensive of the three.
Continue reading Extension, Rush, or Amend Later: Three Answers to a Form That Has Not Arrived
The order matters considerably more than the effort, and two of the steps take under a minute each. Almost all of the eventual cost is set before lunchtime.
Continue reading Water Is Coming In Right Now and the First Two Hours Decide Most of the Cost
Several different deadlines run at once in any disagreement, set by different people for different reasons, and the earliest one is usually the least advertised.
Continue reading The Clock on a Dispute Starts Well Before Anybody Knows There Is One
Nobody is withholding anything on your behalf anymore, and the bill arrives on a schedule that has nothing to do with the way the money came in.
Continue reading First Year Working for Yourself? Set the Tax Aside Before You Spend the Money
An adjuster applies a policy to a set of facts. Most claim disputes come down to whose description of those facts was written down first and in more detail.
Continue reading Not Your Enemy and Not Your Advocate: How to Work With a Claims Adjuster
All three feel like costs of earning a living, because they are, and all three are generally not deductible. One piece of reasoning explains every one of them.
Continue reading Commuting, Lunch, and Work Clothes Are the Three Costs People Assume Are Deductible