A customer collecting three quotes cannot judge the work. They can only judge the documents, which means the document is doing more selling than the price.
The offer refused in month two is often better than the outcome reached in month fourteen, once you count what the intervening year actually took out of you.
Spring brings the largest volume of home improvement work and the largest volume of disputes about it. Several of the useful remedies cost nothing at all.
A dwelling limit set when the policy was written and never revisited is the most common form of under-insurance, and the clause that enforces it is easy to miss.