A first consultation on an abuse claim is usually free, but the preparation still costs you something. Here is what to assemble, what it takes, and what drives the money later.
A summary statement, an itemized statement and an explanation of benefits are not versions of the same page. Here is what each one can prove, and which to request first.
Exclusions read like a list of ways to be turned down. Most of them exist because the risk they name behaves in a way ordinary insurance cannot absorb.